Financial Emergencies and Fear

I like to think there’s not much that gets me flustered. I like to think I’m pretty rock solid.

I like to think I’m wonder woman. Even if it’s only in my own mind.

And then I’m faced with the hard truth. I’m ridiculously far from it.

While I would love to believe I have the ability to roll with the punches the facts are when my plan gets derailed I panic. I see the glass as very much half empty and I just assume we are in a drought. I like things to be iron clad. Concrete. Unwavering. If I’m really being truthful, I relate anything less as weak.

Financial dry spots make me frantic…… And depressed.

I somehow believe in my own mind we will never have money to eat out again. EVER. I am sad that I may never afford luxuries like coffee and wine again. I have already decided in my mind we will have to use our vacation savings account to pay our mortgage. Sorry kids no summer trip this year. Even if that is 8 months away.

Irrational? Yes.

Logical? No.

Instinctual? Very Much.

The fact is God is faithful to provide. The fact is that opportunities that we can’t even imagine lie around the corner. The fact is my little financial crisis will most likely last a week or two.

Regardless of those facts, financial stress seems to take the biggest toll on our psyche. I can’t count the number of people I’ve sat with that are in tears because of how beaten up they feel from the financial stress. None of us are immune to that.

These are the times to lick your wounds…… And then get up. The sadness or pain of the initial stress is real. Uncertainty is scary. But you have to choose how you are going to continue to respond to it.

I have to force myself to get out of my funk and start getting serious and so do you. There are ten million opportunities to make money. Pick one. Heck pick 20. You don’t have to do them all forever.

That one unexpected expense or loss of income can be overcome, even if it seems like an enormous canyon. But the bridge to the other side isn’t going to build itself. The fact is we all have our irrational instinctual responses to the crisis in the middle of it. The key is understanding the “irrational” in them.

So if you’re standing on the edge of a financial canyon today go ahead and sulk for a minute. Then get up and let’s start to look for a way across.

And since we are being honest; I could probably survive with a little less wine and coffee anyway.


  1. I know this feeling well and I’m not proud of it. Thus I am now reading a book called Anxious for Nothing by John MacArthur. I have to say I am in total denial that I am an anxious person, but the truth be told “I am”. So one of my goals for the new year is to not be mastered by my circumstances, but instead by the truth of God.

    Jesus said, “Therefore do not be anxious for tomorrow, for tomorrow will care for itself. Each day has enough trouble of it own” (Matt. 6:34)

  2. I can totally relate to this–my husband lost his job 3 months ago and has been unable to find a decent paying job with benefits. Thank goodness we had a nice savings account–we have been living on that but I am fearful that the money will run out and he still won’t have a job! We’re trying to be pro-active about it but taking it one day at a time.

  3. I try to focus on “God will provide” all the time–it’s so hard when everything seems so uncertain, I know…thanks for linking up with the #MTMmixer.

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